pack Your Life with security!
Power Up Your Future
with Our Insurance PacK
At Power Pack Teams, we believe in the strength of unity. Our innovative approach to life insurance doesn't just offer policies – we create a powerful alliance between you and our dedicated team of experts. We're here to pack your life with security, confidence, and peace of mind.
how the wealthy use life insurance as a tax-free personal bank to supercharge their savings?
FAQS
〰️
FAQS 〰️
What are the two caterogires of life insurance?
The two categories are temporary (term) and permanent life insurance.
What is Term Insurance?
Term Life Insurance provides coverage for a pre-determined amount of time--typically between 1 and 35 years. Death benefit will pay out if the policy owner passes away within the term of the policy.
What is Return of Premium Term?
The Return of Premium (ROP) Term insurance policy returns all contributed premiums if the insured outlives the term period.
What is Whole Life Insurance?
Whole Life Insurance is permanent life plan that provide coverage throughout your entire life.
What is Universal Life Insurance?
Universal Life is a type of permanent life insurance that give policy holder flexitivity in paying premiums, a cash saving component, and a death benefit.
What is Indexed Universal (IU) Life insurance
Indexed Universal Life (IUL) is a permanent policy similar to a traditional Universal Life(UL) policy throughout its flexibility of premiums and death benefits. However, it also features, a higher growth potential through indexed interest crediting. It also includes living benefits.
What are Living Benefits?
Living Benefits apply if you become terminally ill, chronically ill, critically ill, or critically injured.
What is Non-Medical Examied Life Insurance?
Affordable life insurance designed to cover medical bills and funeral cost without a medical exam or blood work requirement.
Testimonials
Chantel M.
“I was unaware of the Indexed Universal Life insurance policy and its benefits. However, after consulting with Juluette I purchased a policy customized for me, my husband and children. The policies have living benefits that cover terminal illness, chronic illnesses and critical illness plus flexible premiums.”
Jessica G.
“I have four children. I wanted to get life insurance for me and my children, but I didn’t know all of my options especially since my son has health challenges. Juluette recommended an Indexed Universal Life insurance policy for me and my three daughters. Since my son doesn’t qualify for life insurance, I invested in an annuity that allows me to make monthly contributions to save for him.”